Digital + Core Technology Platform for Property and Casualty Insurance
DigitalEdge Policy
Cogitate DigitalEdge Policy transforms channel partner and customer experience by offering an array of insurance technologies to facilitate effective underwriting and distribution. It helps to build an omni-channel ecosystem to integrate channel partners on a common digital platform.
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DigitalEdge Billing
Cogitate DigitalEdge Billing is a transformative and scalable billing management system for Property and Casualty insurance. With real-time information processing, and user-friendly interface, it allows greater agility and responsiveness in a constantly changing industry and evolving customers' expectations.
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DigitalEdge Claims
Cogitate DigitalEdge Claims with its comprehensive and innovative claims management system shortens the claims turnaround time and delivers enhanced experiences to customers. Powered by AI & ML technologies, it is future-ready with proactive fraud awareness and prevention.
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Insurance Technology by
Insurance People
The Cogitate team has over 100 years of insurance domain knowledge and experience that help develop innovative technology products for the modern insurers. The modular solutions help get the competitive edge and provide a seamless digital experience to the customers and channel partners throughout the insurance value chain.
Insurance Carriers
Cogitate’s next-generation insurance platform enables property and casualty insurance carriers accelerate digital transformation with powerful Low/No Code to go-to-market faster, build loyalty by delivering delightful experiences and develop impactful products by harnessing data.
Wholesale Brokers
Cogitate’s technology built for wholesale brokers helps build stronger relations with customers and channel partners while increasing speed and reach of distribution and improving operational efficiency.
MGAs and MGUs
Cogitate helps MGAs and MGUs by instituting intelligent rule-based underwriting and improves agent engagement by providing ease of doing business. Cogitate DigitalEdge accelerates legacy integration to enhance process efficiency, reduce operational cost and brings speed to market with configurable Low/No Code platform.
Program Managers and Administrators
Program Managers and Administrators can use the toolsets and built-in workflows of the Cogitate solutions for realizing business value faster. Cogitate helps deliver customer-centric, niche programs by improving the overall efficiency in underwriting, thus improving the success.
DigitalEdge Technology Enablers for
Property and Casualty Insurance
Harness the power of latest technology to improve performance, drive productivity and achieve digital transformation. The technologies of DigitalEdge provide a framework for a smooth digital transformation for insurers by identifying new opportunities, and new ways of doing business.
Low Code No Code
Increases speed to market with robust Low Code No Code platform that provides an easy-to-use interface for insurers to configure products without writing code or any help from the IT team.
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Adaptive API
Allows for seamless integrations with virtually any system and data source, including existing core and legacy systems, third-party data and service providers, value chain partners, IoT devices, etc.
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Analytics
Enables data-driven business models across organization – from product and program development to underwriting and risk analysis to claims and fraud analytics.
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Engagement
Assists insurance providers with avenues to engage deeply with customers by transforming user experience and providing customer delight across the policy lifecycle.
Read MoreDetails“Several of our friends in the business use the Cogitate solution. They highly recommended Cogitate for their industry expertise, solution capabilities and their friendly team who work with the customer to solve their issues. Our new claims system engages users throughout the claim lifecycle. It is helping our team to reinvigorate claims processes to improve customer experience, increase efficiency, and reduce operational cost. It is pre-integrated with various third-party data services and also with our other internal systems for real-time exchange of information.
Traders Insurance
“Partnering with Cogitate is another step toward our long-term goal of digital transformation. We are pleased to work with a technology vendor that truly understands the needs of the modern independent MGA. As the insurance distribution landscape changes, so do the needs of our agents. We are committed to putting our agents first; adopting software which increases the value that we add to our role in the industry, speeds turnaround time and enhances the customer experience.”
New England Excess Exchange
“We are very excited about working with Cogitate. Their innovative digital platform will further strengthen our ability to offer an unmatched channel partner and end-user customer experience. Also, this technology offers straight-through processing with built-in workflows for Underwriter approvals which will make it easy for our channel partners and customers to do business with us.”
RPS
"We are excited to work with a great team that is focused on providing digital tools for MGAs, MGUs, and wholesalers, including built-in integration with AIM. They know the needs of our MGA customers and their solutions provide exceptional value to this very important segment of the independent agent channel.”
Vertafore
“Cogitate Digital Insurance solution has enabled us to extend our channel reach. This powerful platform has helped us become more competitive by improving our speed to market & customer experience. Additionally, we have experienced a significant decrease in our cost structure. I highly recommend Cogitate as we’ve experienced their expertise in insurance and technology.”
Insurance House
“In the rapidly changing insurance industry, insurers are turning to digital business models to stay relevant and competitive. Digitalization of insurance is no longer a differentiator but has become table stakes to fulfil new customer demands. Insurers are looking for modern technologies to build out their digital ecosystem and transform the customer experience - for both channel partners and customers. Critically, these kinds of systems must integrate seamlessly with existing core insurance systems and have pre-integrations with third party data sources and insurance services. Many insurers are looking for a microservices-based architecture to drive flexibility and speed of implementation.”
Celent
“Cogitate Demand Management solution has so many features and benefits. We have significantly enhanced control over attorney demand claims exposure with this software. Demand Management solution helps us to ensure that no demand or a subsequent deadline is missed which can lead to bad faith. This is truly ‘sleep insurance’ for me when it comes to attorney demand letters. It’s an incredibly valuable tool for me as the Claims Vice President.”
Southern General Insurance Company
“Cogitate Digital Insurance has helped us to digitalize our personal property lines business and build an omni-channel ecosystem for our channel partners to connect with us seamlessly. We currently are writing policies for Homeowners and Mobile Home insurance through this platform. It is integrated with our existing systems including AIM and ImageRight. This allows our agents and underwriters to easily access the required information whenever they need. It is full of brilliant features such as ‘Quote in a Minute’, Customer E-signature verification, Post-sale Services workflow and built-in Property Analytics tools. Personal Property insurance platform has quickly become one of the pillars of our digital business initiatives.”
Insurance House
Latest @Cogitate
Traders Modernizes Claims System for Superior Experience
Traders sought the replacement of its home-grown claims system with a modern platform for improved claimant experience, increased internal efficiencies, and access to integrations with third-party solutions. Traders Insurance views the claims experience as an opportunity to deliver on its promise to the policyholder and chose Cogitate to make that experience exceptional for all stakeholders.
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3+ Keys to Proactive Underwriting
Read this eBook to learn the key elements of the intelligent underwriting workbench critical to managing the profitability of your book of business while excelling in the marketplace. Gain insights from ecosystem partners and insurers on the importance of data integrations, automation, analytics and no-code tools to increase efficiencies and improve risk selection.
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Preferred Mutual Insurance Company Adopts Modern Claims System
In less than a year, PMIC implemented Cogitate’s claims system for personal and commercial lines, across all states. Goals achieved include integration with our ecosystem of data and solution providers, automated and streamlined processes, and greater self-sufficiency. Learn more about the benefits of this legacy system replacement now.
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